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city. /* } And they need to love it like you love your mommy. .section-heading__heading{ - CG, 2023-0309 */ padding-bottom: 1em; white-space: normal; Retired members have access to a wide array of programs and services when they join the UFT. For a demonstration of the tax advantages of Roth accounts, check out our Retirement Investing Guide. .content-image--right, background-color: transparent !important; 3. Notwithstanding any other provision of law, Thomas Collins, who is currently a member of the New York state teachers' retirement system, who retired from Pearl River School District on July 1, 2010, and who since his date of retirement has been receiving the largest possible retirement benefit under the maximum retirement benefit election, and . We love them. width: 100%; div.views-row { font-size: 1.75rem; .account-menu-pilot .menu-navigable__sub-wrapper .account-menu-pilot__link.retiree-resources::before { The Social Security cost of living adjustment for 2023 is 8.7%. } If you leave the NYC DOE before reaching that 10-year mark you have 7 years where you can leave your funds in the pension and TDA. order: 99; /* Chrome, Safari, Edge - Forces the printer to print background image */ } Let him know that representing the UFT entails representing all of us, not only his patronage employees, and certainly not Mayor Eric Adams. .uft-discounts .views-field-field-discount-code, get the actual email. .split h3 { The Empire Center is an independent, non-partisan, non-profit think tank located in Albany, New York. .views-element-container ******* font-size: 2.25rem; The quality of this health care may not be overflow-wrap: break-word; ************ } font-size: 3.5rem; Needed the bottom margin correction for the articles. Among retirees, who include teachers, college instructors and school administrators, City University of New York (CUNY) retirees were most likely to collect six-figure pensions. } Anyhoo, while your copays have exploded, at least you aren't I think some contract actions are pointless, though. max-height: 150px; /* Print Header */ } padding: 0; flex: 1 1 0; - CG, 2022-1215*/ a[href$=".pdf"]::after, width: 100%; I'm in my building doing prep at 6:30 AM most mornings. page-break-before: auto; .accordion-def.js-active { max-width: 100%; columns: 1; border-bottom: 2px solid #ddd; columns: 2; /*Firefox*/ a::after, Among NYCTRS members who retired in 2020, the top five pension recipients were: The average pension paid out last year for all 2,861 NYCTRS members who retired during calendar year 2020 was $47,890. /* End UFT Discount Enhancements */ /* .split ul { You have to reach that 10-years of service threshold in order to vest in the qualified pension plan. columns: 1; What we are saying is that our health care is being degraded, becoming more costly, and we've had enough. clear: both; .toolbar-vertical .account-menu-pilot .menu-navigable__sub-wrapper{ } columns: 1; From the basics of your pension and TDA to understanding how loan forgiveness works and the other benefits you can and must take advantage of as a NYC teacher. ******* width: 100%; This would have allowed the city to continue offering GHI Senior Care for those who could afford it, like retired UFT officials who collect two pensions. It could an issue in other components. .uft-discounts .views-field-field-discount-website, align-items: center; column-gap: 1rem; Though it is likely you will want to delay accessing those funds right away. But said savings are for the city, not for us. How dare UFT members criticize the people who sign their paychecks? .card--featured--single { They're almost certainly on UFT payroll. .section-heading__heading{ */ clear: both; Perhaps, he suggests they mistakenly quote my blog rather than the letters that carry that valuable digital signature. Now, Mike Mulgrew and the rest of us are staring at a multi-year contract that is around 3% a year. All of these changes are being done to achieve "savings." .event__actions__item svg { a.content-heading__term, text-decoration: underline; YOU are not at the /* } } { width: 100%; border-radius: 3px; Our new union will be huge. Put simply, understanding what you are entitled to is no simple matter. break-inside: avoid-column; clear: both; display: flex; But it's so unfair. Of course I don't expect them to give me credit for all the amazing, beautiful things I've done. Our union leadership wants us to engage passionately in the actions it approves, and reject those that simply benefit us. table tr:nth-child(2n+1) { background-color: #f8f8f8 !important; } ************ .sidebar-primary, line-height: inherit; */ } Given that Mulgrew threatened us with premiums if we didn't alter 12-126, given it was not altered, and given we don't pay premiums, at least so far, there's only one person we can persuasively accuse of fearmongering. .hub-highlight .cta--contained .section-heading__heading{ The title text is HUGE. It's quite another to gather groups of teachers in various Starbucks to grade papers. Dont feel disheartened! Michael Mulgrew sent to members today. background-color: white; However, those benefits you receive differ based on your tenure and the year you joined the DOE. color: #032e82; .account-menu-pilot .menu-navigable__sub-wrapper.sub-open>ul{ margin-right: 0 !important; /* Titles were enabled for UFT Discounts. All of our members have and will continue to have access to Everything is Great. .main-content a[href^="/"]::after { content: " (https://www.uft.org" attr(href) ") "; } The current interest rate as of this writing is 6% for a QPP Loan and 7% for a TDA Loan. The UFT's Retired Teachers Chapter offers an array of services, programs and resources for retired members. On mobile, images still have float and margins attached on the sides when they should not. } #main-content, max-width: 48%; The path needs to be negated. color-adjust: exact !important; Feel free to cut, paste, print and share: United Federation of Teachers52 Broadway, 15th FloorNew York, NY 10004ATTN: COPE Dept.Fax: (212)-510-6435To Whom It May Concern:I no longer wish to contribute to COPE. We don't need low energy. margin: .25rem auto 1rem; column-rule: 1px solid #ddd; background-color: white; .main-content Goodbye, Andy. But I'm saving a TON of cash for Eric Well, I've only been a UFT member for How much will College Board get paid for that? In a 2007 survey, just 20 percent of college students agreed that they study as they do "because a teacher (or teachers) taught you to study that way.". } .main-content a[href^="https:"]::after, New York City Teachers Retirement System Adds More $200K Retirees, New School Pensions Top $90K Downstate, Over $74K Statewide, State Budget Proposal Doubles Down on Reckless Spending, Empire Center Says, Empire Center Experts React to the 2023 State of the State, Math Proficiency Plummets on Statewide Exams, Latest Data Show, School Districts Must Cover Majority of Bus Electrification Costs. In fact I had her name and email. The New York State legislature passed an amendment to section 211 of the Retirement & Social Security law that allows retirees to be employed and earn compensation in a position at a New York State public school district or BOCES without any effect on their retired status, and their earnings from such positions will not be applied to their But the fake news bloggers want us to be a union in decline, a failing union. margin-top: 0; } This blog does not accept paid advertisements and will not entertain free ones either. Experience, not fearmongering, suggests he will do no such thing. Now I'm used to those low energy, boring, crooked, pathetic bloggers coming after me. Also be sure to check out the NYC Teacher Salary Guide on how to increase your pay and set yourself up for financial success. Dont know where to start with the retirement planning process? We need to put UFT first. margin-left: 0 !important; font-size: medium; .hero__page-heading .page-title__heading { Because what I did with the logo was very, very not good.". .embedded-entity.align-left, display: block; checked and found I was unsubscribed to emails, though I had received .main-content a[href^="https:"]::after { content: " (" attr(href) ") "; } The $306bn California State Teachers' Retirement System (Calstrs) has ploughed an increasing share of its assets into real estate in recent years in a bid to diversify away from stocks and bonds . .cta a.cta__link BBC News Services. .clarchives li { } -webkit-print-color-adjust: exact !important; } put out a request for proposals (RFP). Now I don't know, but people are telling me some of their are using our great symbol, the UFT logo, on their socialist websites. } We don't tolerate terrorism. padding-left:1.6rem; Or something completely out of your control could mess up your retirement cushion. Vest in this case means that you qualify for the pension benefit. display: inline-block; } } /* They'll say, "Oh, we need the New York Health Act. all that great, but on the bright side, cutting costs and services saves health care. Evidently Mr. Mulgrew feels HE is the UFT. display: block; I'd expect this sort of thing from Ron De Santis, not a unionist (let alone a union president). At these virtual sessions, you'll receive a comprehensive introduction to the retirement planning process. @media (max-width: 600px) { align-items: stretch; width: auto; margin-left: 0; width: 100%; Its important you move those into an Individual Retirement Account (IRA) to avoid paying taxes on the money. { That's detrimental to the union, and we will not stand for that. /* This fixes the wrapped navigation tabs on scaled mobile screens Needs to be looked at. } .clarchives ul { widows: 2; */ font-size: 1.5rem; text-decoration: underline; WeAreTeachers. body, I mean, what sort of whores are we if we don't even get paid for our services? Mulgrew's caucus, Unity, is composed entirely of people who either work for the union or are bucking for a union job. } .main-content a[href^="https:"], My thinking is very much influenced by Beaten Down, Worked Up by Steven Greenhouse. 38 years, 12 as chapter leader of the most overcrowded school in the ************ text-align: center; .main-content a[href^="/"]::after } /* So I added some color to the vendor name. Then you hope you didnt screw it up! /*-->*/. Are these kids going to be bombarded with calls and emails from Fly by Night Online University, with a Delaware PO box mailing address? */ margin: 0 0 1em; .account-menu-pilot__toggle { UFT Unity, though, actively ridicules activists who fight for better working conditions. width: 100%; They send their paid staff members to portray us as, well, hysterical chickens. } .clarchives li a:before { } Retirees. } columns: 3; padding: 0; And does Mulgrew even tell them? By signing up for the TDA, you are able to make pre-tax contributions towards your retirement. /* The photo gallery was breaking the container on mobile, because the word paraprofessional didn't wrap in the container. They essentially concluded that anyone who did not support their officially sanctioned action did not support action at all. The average Retired Teacher salary in New York, NY is $91,220 as of March 28, 2023, but the salary range typically falls between $81,813 and $101,548. margin-top: 28%; } .uft-discounts .views-row p. .uft-discounts .views-row ul, .uft-discounts .views-row ol { margin-right: 0; flex: 0 0 auto; There ought to be no givebacks for a contract that meets inflation, because it's not a raise. } I wouldn't be at all surprised to hear Mulgrew is looking at Aetna to insure us all. I have heard all the arguments. margin-right: 0; I can't vote in the upcoming para election because I'm a teacher. The socialists, frankly, are aspiring to be terrorists. You can download the petition right here. Focus on that. .clarchives ul { } The City Council refused to alter 12-126. padding: 2rem; } We're arguing that there are procedures that require approval that don't need it under standard Medicare. word-break: break-word; He sent us an email in late October, and here's what it said: Mulgrew was trying to get us to support amending Administrative Code 12-126. This workshop is the first of a three session series. At a recent Executive Board meeting, members in opposition were told that this threat was only for people who "denigrate" the union. /* Chapter Leader Update: Hub Highlight. font-weight: bold; color:#e93836; There is also an insurance fee tacked onto each payment of 0.1%, in case you pass away before the loan is repaid. This functions similarly to your TDA except you control the account and what investments you choose. { display: flex; In any case, here's what Michael Mulgrew sees fit to spend our dues on: Activism is what we, as unionists, do. I guess I am, what with them threatening to sue me and all. } flex-direction: column; } Temp fix. The UFT's Retired Teachers Chapter offers an array of services, programs and resources for retired members. /* .content-heading__heading { color: #373737; } I know energy, and no one knows energy like I know energy Whoever said life is about the journey not the destination has never been on mile 6 of a 3.5 mile hike. } { margin-top: 0; border: none; position: static; Use the QPP, TDA, and individual retirement accounts to set yourself up to live well in the future. - CG, 2022-1202 */ background-image: none; break-before: auto; .main-content::before I'm not sure why Mayor Swagger feels differently. In fact, they're circulating a petition ******** /* Chapter Leader Update: Hub Highlight. padding: 20px; .accordion-term::after I wonder whether it was my dues or COPE that paid the lawyers who wrote me a threatening letter. Makes links in Photo Gallery captions white so they can be seen. Make no mistake, it is the actual job of leadership to fight for better working conditions. } .uft-discounts .views-row * ul, .uft-discounts .views-row * ol { .node-type-uft_discounts .content-heading__heading "; .fsBody .formtitle { @media (max-width: 500px) { } Your tier is determined by the start date of your employment by the NYC Department of Education. background-size: 80px; left:-10.75rem; display: list-item; [5] In other words, given Tier VI's 10-year vesting period, less than half . Maybe we could do that here! { columns: 2; *************** padding-bottom: 3rem !important; .sidebar-primary, width: auto; Remove with: PR ufts-861 news-listings-latest-grid */ The RTC is the go-to place for the next phase of your lives. .pager__item { This forces the sidebar to display after the main content at mobile viewport sizes. */ But guess what? .uft-discounts .pager { } I loved that book. width: auto; The third way you can tap into your retirement account early is through a hardship distribution. } The low-energy, leftist, losers. margin: 0 0 0 40px; page-break-after: auto; .main-content a.button, .main-content a.icon-button { display: none; His handwriting was pretty clear. .account-menu-pilot .js-menu-parent{ /* Print Header */ .header, - CG, 2023-0424 */ flex-direction: column; It shows you the pretzels they need to twist themselves into in order to defend their preposterous positions. I presented a way for you to opt out of COPE right here, but it appears to be a two-stage process. a.content-heading__term::after { display: none !important; } .uft-discounts .views-row { a[href^="tel:"]::after, .main.main--with-sidebar, font-size: 2rem; ******* align-items: flex-end; .main--with-sidebar, Neither of them bothered to threaten me with legal action. background-color: #f2f2f2; .hero__background-image { color: #032e82; text-align: left; /* Rounded box. In your pension contributions are set to between 3% and 6% of your salary automatically, based on annual earnings. for our employer?We will continue to keep you updated as font-size:1.8rem; } The latest release that included the menu performance updates, also messed up the display of this menu. You are NOT paying premiums for your health insurance. font-weight: normal; */ .paragraph-sidebar p:last-child display: list-item; background-color: transparent !important; .embedded-entity.align-left, I've removed Mulgrew's precious digital signature, but left the parody. } columns: 1; padding-bottom: 1rem; @media print And no, we don't believe that we're going to find care equal or superior to that of non-profit GHI/ Emblem for 10% less. health care coverage for members. Before faxing my request, I emailed her and she didn't bother replying. If privacy is valuable, why is every high school teacher reading stuff on behalf of the College Board pleading for student information? Learn more about our dynamic chapter, how to join and get involved with your fellow retirees. NY Teacher Article Retired Teachers Chapter News April 10, 2023 The UFT has made a commitment to its Medicare-eligible New York City retirees to keep them fully informed about the Aetna Medicare Advantage PPO plan and prepared for the changes ahead. New York City health plans Lab Technicians Nurses Occupational & Physical Therapists and Audiologists Paraprofessionals Per session, per diem and other rates School Counselors School Medical Inspectors School Psychologist & Social Workers School Secretary Sign Language Interpreters Supervisor of School Security Supervisors of Nurses and Therapists column-gap: 1rem; They use this pic to ridicule you, me, and any other UFT members who question their plan. table td, table th { border: 1px solid #666 !important; } .pager__items { .related-content, Roth IRAs are only available to people who make less than a certain amount of money. .main-content a[href^="http:"]::after, .twocolumnlist ul { Sign up for UFT emails. } I don't care. of doctors. Vesting Period: 10 Years (Tiers 5 and 6) Teacher Contribution Rate (2019): Varies by salary. Contact information and locations for our retiree services and outreach programs. */ Dear Duespayer,We (notice, as President, I refer to myself Force FAQ to print open } display: none; They can't wait to help. padding: .5rem .5rem; One day, they will come up to me and say, "Sir, I'm glad you sued me. It will be unbelievably vast and massive. What has he missed this time? [CDATA[/* >